Tag Archive | "Investing"

Investing Tips to Save Your Money


How to save your hard earned money? Do you have an investment plan? Here are some tips to select appropriate investing options to retire wealthy.

Traditionally, there are 3 investment options available. The golden rule is to diversify your portfolio among all the options depending upon your risk appetite, earnings and the time span you let the assets to grow. The diversification balances your portfolio between the risk prone ones to the conservative ones and thus preventing heavy exposure of wealth in a single asset class.

Investment options

1) Equity Shares

It is, basically, the most common asset class where people put their money because it has
high return on investment, but at the same time, involves substantial amount of risk. People buying equity shares of a company are legally part of the company and thus profit to the company is entitled to them. People who are younger and at the beginning of their career, having higher risk appetite can allocate considerable amount in this class. But people who are about to retire in a few years can limit their exposure, as it is highly risky in their part.

2) Bonds, Mutual funds, Savings A/c

Bonds are securities that people can buy from governments, private companies, etc and the issuer of
the bond is obliged to pay the lender. It involves less risk appetite because of its lesser rate of return. Similarly, savings account also is a good option for investment with less risk. Since the return on investment is less, it is savvy to expose only a part of your wealth in this class. But again, it depends upon ones risk appetite and time horizon.

3) Real Estate

Real estate is yet another area which one should have in their portfolio. Real estates are tangible assets
that provides more stability to a portfolio. But it requires long time period to grow your wealth.

One more asset class getting popular these days are commodities. For instance, gold and silver come under this class and it is good to include them in your portfolio as well. Gold is considered to be the safe haven for investors during inflation, because during inflation gold rate will increase as well, preventing your portfolio from falling off the bridge.

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Investing in China Can Involve Limited Risk


Several years ago, most people never would have admitted to not having a position of some sort in China. Chinese companies were all the rage at the time; their markets were exploding, growth was in the double-digit domain and even when people started getting a whiff of a recession domestically, China’s growth was still close to double-digits.

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Balanced Funds Can Teach Us a Lot About Investing


Although balanced funds may seem like too much of a hands-off investment option for many investors, a lot can be discovered in the way balanced funds operate. Regardless of the type of balanced fund one may want to emulate, we look at three basic lessons that any investor can learn from these funds.

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How to Use Leverage Prudently and Conservatively When Investing


The use of leverage can be devastatingly destructive to one’s portfolio. After all, leverage was what brought so many financial institutions to their knees in the 2007-2009 financial crisis. On a personal/retail side, proper leverage use is important. We look at prudent and conservative leverage practices in this brief article, which is more suitable for more conservative investors who are not quite sold on the idea of leverage.

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Stick to These Three Basics When Investing


Given the evolution of the investment industry, finding more and more exotic and complicated ways to make winning trades is more the norm than exception. However, investors need only to stick to these three basics when investing if they want to earn long-term gains and minimize undue stress in times of market pullbacks.

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Life Long Investing For Your Future


If you truly want to set up money investing for a later event, such as retirement or the kids college education, you’ve a couple of options. So would you like to start investing in your life long investment?

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How to Begin Investing in Self-Storages


At one time, about 30 years or more, to invest in self storages was a really big thing to do. But with the passage of time, even small towns have their own self-storage facilities. So, to invest in it now would require a lot of research to check if there is, in fact, any room for more.

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Attractiveness of Investing in China


Although there has been some volatility and uncertain about investing in China, it remains one of the most attractive regions in the world in which to invest. We explore this attraction in this brief article.

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Collecting Canada Coins For Fun Or Investing – Silver and Gold


Let’s take a look at what I think are the gems of Canadian coin collecting for investing. These gems are the gold and silver coins to begin with. The value of a gold or silver coin is not just evaluated on the rarity of the coin only, but is also evaluated on the metal which the coin is made of. The worth of the gold or silver, in the coins, can be much greater than the coins’ dollar face-value by many times over.

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Investing Lump Sums


If you’ve got a lump sum to invest chances are you aren’t complaining, but it can be stressful when taking the plunge and putting all of that money into an investment. Perhaps you got the money from an inheritance, a lottery or gambling win, or you’ve accumulated it from years of hard work and scrimping and saving.

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cXVpY2tpbnZlc3QubmV0L3dwL3dwLWNvbnRlbnQvd29vX3VwbG9hZHMvNC1xLmpwZyI7aTozO3M6NjE6Imh0dHA6Ly9xdWlja2ludmVzdC5uZXQvd3Avd3AtY29udGVudC93b29fdXBsb2Fkcy8zLXFpbG9nby5qcGciO308L2xpPjxsaT48c3Ryb25nPndvb192aWRlb19jYXRlZ29yeTwvc3Ryb25nPiAtIFNlbGVjdCBhIGNhdGVnb3J5OjwvbGk+PC91bD4=